REQUIREMENTS people living or residing in SPAIN
We manage credits from 1000 € to the amount you want, always considering your creditworthiness.
We work with over 10 financial institutions and private equity.
If you have payroll or self employed is more likely to have better funding and more comfortable interest rates, we will present several options.
If you ASNEF or any other debt of any kind, do not worry for some financial institutions to private capital without any importance, provided you have a property (House, ship, parking spaces, batch etc.) or a moped (Car, motorcycle, boat) to get credit quickly and effectively.
Please contact us and seek a solution to their financial problems.
If you have payroll requirements:
Copy of your DNI or NIE
payroll -last three
working -Contract
bank -Moviminetos the last three months
working -Life
If you are self-employed:
Photocopy of DNI or NIE
-Declaration income last year of
receipt of autonomous -last paid
bank -Automatic last 3 months
ASNEF person or other debt (credit capacity with private capital only):
Photocopy of DNI or NIE
-Properties his name Car, bike, boat, garage, housing, building, ship, batch etc; Properties must be unencumbered
bank -Automatic the last 3 months (not required)
People who have a pension for life:
Photocopy of DNI or NIE
-Document which proves that pension charges
-Recibo or banking movement which specify the pension income
STEPS TO BUY YOUR PROPERTY IN SPAIN / NON-RESIDENTS
Obtaining the NIE is THROUGH consulates or embassies from the country of origin or here in Spain at any police headquarters, then you need to open a bank account in Spain. Although not mandatory, it is the most logical since taxes arising from the sale of the apartment must be paid in Spain. To open it you need to have:
The NIE (It is the supporting document to resisidir in Spain temporarily if it is a second homes, this document must be renewed every so often and if you already decided to live here Yiene to apply for permanent NIE), a valid passport An official document from the country of origin duly translated into Castilian to justify the origin of their income and solvency.
The contract of pledge or sale signal: Signing a contract Arras. It is a private contract between buyer and seller, in which both parties formalized the agreement of future purchase and money as "security" is delivered. It is obligatory to earnest money contract to buy an apartment, but it could be that the seller asks to be sure that the foreign purchaser will not back down at the last minute.
The deed of sale. This is the final step, when you compareces notarized by the seller to complete the purchase of housing by granting the public deed. In this event, the seller delivers all documentation required by the legislation on the property and documents confirming that you are aware of all payments of their tax obligations.
As a buyer, you must make payment of the full amount of the property, through a bank or if you have requested a mortgage check, attend a legal representative of the bank to formalize, in other freelance writing, the mortgage you They have been granted.
